Roth Income Limits 2024 Married Filing Jointly. Married filing jointly or qualifying widow(er): Whether or not you can make the maximum roth ira contribution (for 2024 $7,000 annually, or $8,000 if you're age 50 or older) depends on your tax filing status and your.

Married filing separately if you lived with your spouse at any point during the year:. Subtract from the amount in (1):